CMLS Financial Mortgage Rates
Compare current CMLS Financial mortgage rates in Canada
Commercial and residential mortgage expertise since 1974.
By Andrew · Sources: the lender’s public rate pages, collected into the table on this page. Confirm the contract rate, fees, and eligibility with the lender before you apply.
Best CMLS Financial Rates
Lowest rates by product type
Rate Overview
Best rate for each term and product type
| Term | Fixed Insured | Fixed Uninsured | Variable Insured | Variable Uninsured |
|---|---|---|---|---|
| 1 year | 5.54% | 5.14% | — | — |
| 2 years | 5.09% | 4.64% | — | — |
| 3 years | 4.84% | 5.44% | 4.75% | — |
| 4 years | 4.94% | 4.89% | — | — |
| 5 years | 4.49% | 5.44% | 4.65% | — |
| 6 years | 7.34% | — | — | — |
| 7 years | 7.99% | — | — | — |
| 10 years | 8.09% | — | — | — |
Fixed Rate Mortgages
Lock in your rate for the term of your mortgage
1 year
2 options2 years
2 options3 years
2 options4 years
2 options5 years
2 options6 years
1 option7 years
1 option10 years
1 optionVariable Rate Mortgages
Rates change with the prime rate
3 years
1 option5 years
1 optionMortgage Negotiation Guide
Negotiating your rate could save thousands, depending on your mortgage.
Learn MoreAbout CMLS Financial
CMLS Financial is one of Canada's oldest and most respected mortgage lenders, with over 50 years of experience in residential, commercial, and construction financing. CMLS offers competitive fixed and variable mortgage rates through the broker channel, backed by institutional-grade stability and service. Their residential mortgage products include conventional and high-ratio options, with flexible terms and prepayment privileges. CMLS is particularly strong in multi-unit residential and commercial lending, making them a preferred partner for investors and developers. Their long track record and conservative approach provide borrowers with confidence and reliability.
Mortgage Specialties
Unique Features
- 50+ years of lending experience
- Institutional-grade stability
- Strong investor and developer programs
- Broker-only distribution
- Conservative, reliable underwriting
Compare CMLS Financial against the market
See how CMLS Financial stacks up on 5-year fixed, variable, insured, and uninsured rates.
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