Latest Mortgage Rates Canada
Compare current rates from Canada's top lenders including Big 6 Banks and monoline lenders. Updated twice daily.
Rate Trends & Analysis
Track historical mortgage rate trends with interactive charts. Compare fixed vs variable rates across different timeframes and see market patterns over time.
Rate Trends
Latest rate movements and market direction
5-Year Fixed Rate Trend
Great time to lock in rates before they potentially rise again
5-Year Variable Rate Trend
Rates have been stable - good time to compare options
Market Insight
Fixed mortgage rates have been declining over the past month as bond yields have softened. Variable rates have stabilized following the Bank of Canada's recent hold on the overnight rate. This may be an opportune time to compare fixed-rate options if you prefer payment certainty.
Rate Trends
Track mortgage rate movements over time
Understanding Rate Trends
Mortgage rates change daily based on factors like bond yields, Bank of Canada policy, and market conditions. Our trend charts help you:
- Identify patterns in rate movements
- Determine if it's a good time to lock in a rate
- Compare fixed vs variable rate trends
- Track lowest rates by lender over time
Data Sources
Our historical data is compiled from daily scraping of Canada's top mortgage lenders. We capture rates for:
34+ Lenders
Banks, credit unions, monoline
213+ Rates
All terms and types monitored
2x Daily
Updated at 6 AM & 6 PM EST
Historical
90+ days of data
Compare Today's Best Rates
After reviewing trends, see the current best rates from Canada's top lenders.
View Current Rates