Overview
LatestMortgageRates.ca ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website.
By accessing or using our website, you consent to the practices described in this Privacy Policy.
Information We Collect
Personal Information
We do not actively collect personal information unless you voluntarily provide it to us. This may include:
- Email addresses (if you sign up for rate alerts)
- Contact information (if you use our contact forms)
- Mortgage preferences and location data
Automatically Collected Information
When you visit our website, we may automatically collect certain information about your device and usage, including:
- IP address and browser type
- Device information (operating system, screen size)
- Pages visited and time spent on site
- Referring website addresses
Cookies and Tracking Technologies
We use cookies and similar tracking technologies to enhance your browsing experience. These may include:
- Essential Cookies: Required for basic site functionality
- Analytics Cookies: Help us understand how visitors interact with our site (Google Analytics)
- Preference Cookies: Remember your settings (like dark mode preference)
You can control cookies through your browser settings. However, disabling cookies may affect site functionality.
How We Use Your Information
We use the information we collect to:
- Provide and maintain our services
- Improve our website and user experience
- Send mortgage rate alerts (if subscribed)
- Analyze usage patterns and trends
- Prevent fraud and ensure security
- Comply with legal obligations
Information Sharing
We do not sell your personal information. We may share data with:
- Service providers (hosting, analytics, email delivery)
- Legal authorities when required by law
- Business partners (with your consent)
Data Security
We implement appropriate security measures to protect your personal information. However, no method of transmission over the internet is 100% secure. We cannot guarantee absolute security.
Your Rights
Depending on your location, you may have the right to:
- Access your personal data
- Correct inaccurate information
- Request deletion of your data
- Opt-out of marketing communications
- Withdraw consent for data processing
To exercise these rights, contact us at privacy@latestmortgagerates.ca
Third-Party Links
Our website contains links to third-party websites (lenders, credit bureaus). We are not responsible for the privacy practices of these sites. Please review their privacy policies before providing any personal information.
Changes to This Policy
We may update this Privacy Policy from time to time. Changes will be posted with a revised "Last updated" date. Continued use of the site after changes constitutes acceptance of the revised policy.
Contact Us
If you have questions about this Privacy Policy, please contact us at: privacy@latestmortgagerates.ca