True North Mortgage logo

True North Mortgage Rates

Compare current True North Mortgage rates in Canada

A national brokerage shopping bank, monoline, and credit union rates.

By Andrew · Sources: the lender’s public rate pages, collected into the table on this page. Confirm the contract rate, fees, and eligibility with the lender before you apply.

Best True North Mortgage Rates

Lowest rates by product type

5-Year Fixed

Insured
4.59%

Insured

View Rate

5-Year Fixed

Uninsured
4.79%

Uninsured

View Rate

5-Year Variable

Insured
3.49%

Insured

View Rate

5-Year Variable

Uninsured
3.69%

Uninsured

View Rate

Rate Overview

Best rate for each term and product type

TermFixed InsuredFixed UninsuredVariable InsuredVariable Uninsured
6 months
2.49%
2.69%
——
1 year
4.54%
4.74%
——
2 years
4.39%
4.59%
——
3 years
4.49%
4.69%
——
4 years
4.44%
4.64%
——
5 years
4.59%
4.79%
3.49%
3.69%

Fixed Rate Mortgages

Lock in your rate for the term of your mortgage

6 months

2 options
Best Rate
Insured
2.49%
Uninsured
2.69%

1 year

2 options
Best Rate
Insured
4.54%
Uninsured
4.74%

2 years

2 options
Best Rate
Insured
4.39%
Uninsured
4.59%

3 years

2 options
Best Rate
Insured
4.49%
Uninsured
4.69%

4 years

2 options
Best Rate
Insured
4.44%
Uninsured
4.64%

5 years

2 options
Best Rate
Insured
4.59%
Uninsured
4.79%

Variable Rate Mortgages

Rates change with the prime rate

5 years

2 options
Best Rate
Insured
3.49%
Uninsured
3.69%
📖

Mortgage Negotiation Guide

Negotiating your rate could save thousands, depending on your mortgage.

Learn More
True North Mortgage logo

About True North Mortgage

True North Mortgage is a high-volume Canadian mortgage brokerage with online and in-person service. It markets a Lowest Rate Guarantee and volume-based discounting. This page does not guarantee you the lowest rate in Canada, and it does not treat a short-term special as the 5-year rate. The table is our scrape of the fixed and variable quotes True North publishes. True North offers fixed-rate and variable-rate products from banks, monolines, and credit unions. Confirm the contract rate, term, and insured versus uninsured label with True North before you apply.

Mortgage Specialties

High-volume mortgage brokerageFixed-rate mortgagesVariable-rate mortgagesRate guarantee programsOnline and in-person service

Unique Features

  • Lowest Rate Guarantee
  • Volume-based rate discounts
  • Access to bank, monoline, and credit union lenders
  • Online rate comparison tools
  • Multiple Canadian locations

Compare True North Mortgage against the market

See how True North Mortgage stacks up on 5-year fixed, variable, insured, and uninsured rates.

Popular Cities

See True North Mortgage rates in major Canadian markets

Compare All Lenders

See how True North Mortgage rates compare to other Canadian banks and lenders

Compare All Rates

Loading the signup form…