Latest Mortgage Rates Canada
Compare current rates from Canada's top lenders including Big 6 Banks and monoline lenders. Updated twice daily.
Renewal offer checker
Enter the rate a bank offered you. See how it ranks against rates self-reported by Canadian borrowers online, and against that bank's posted rate. As of October 3, 2026. The check runs in your browser.
Enter the rate you were offered. The checker places it against reports for that term and type, and against the posted rate in today's snapshot.
📖
Mortgage Negotiation Guide
Save $5,000-$25,000 with insider secrets banks don't want you to know.
Learn MoreExplore More Calculators
Try these other free Canadian mortgage tools to plan your home purchase.
Compare rates by type
Jump to today’s 5-year fixed, variable, insured, and uninsured mortgage rates.