First National Mortgage Rates
Compare current First National mortgage rates in Canada
Canada's largest non-bank mortgage lender, exclusively through brokers.
By Andrew · Sources: the lender’s public rate pages, collected into the table on this page. Confirm the contract rate, fees, and eligibility with the lender before you apply.
Best First National Rates
Lowest rates by product type
5-Year Fixed
InsuredNo rate available
5-Year Variable
InsuredNo rate available
5-Year Variable
UninsuredNo rate available
Rate Overview
Best rate for each term and product type
| Term | Fixed Insured | Fixed Uninsured | Variable Insured | Variable Uninsured |
|---|---|---|---|---|
| 2 years | — | 5.59% | — | — |
| 3 years | — | 5.49% | — | — |
| 4 years | — | 5.44% | — | — |
| 5 years | — | 4.99% | — | — |
| 7 years | — | 5.61% | — | — |
| 10 years | — | 5.91% | — | — |
Fixed Rate Mortgages
Lock in your rate for the term of your mortgage
2 years
1 option3 years
1 option4 years
1 option5 years
1 option7 years
1 option10 years
1 optionMortgage Negotiation Guide
Negotiating your rate could save thousands, depending on your mortgage.
Learn MoreAbout First National
First National Financial is Canada's largest non-bank mortgage lender, funding billions in residential mortgages annually exclusively through the mortgage broker channel. First National offers some of the most competitive fixed and variable mortgage rates in Canada, with flexible prepayment options and exceptional customer service. Their My Mortgage online portal lets borrowers manage payments, view statements, and access mortgage details 24/7. First National is also a leader in commercial mortgages and multi-unit residential financing. For borrowers working with a mortgage broker, First National consistently delivers low rates, fast approvals, and industry-leading technology.
Mortgage Specialties
Unique Features
- Broker-only lender
- My Mortgage online portal
- Flexible prepayment options
- Largest non-bank lender in Canada
- Fast approvals
Compare First National against the market
See how First National stacks up on 5-year fixed, variable, insured, and uninsured rates.
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