Latest Mortgage Rates Canada
Compare current rates from Canada's top lenders including Big 6 Banks and monoline lenders. Updated twice daily.
Closing Costs Calculator
Calculate total closing costs for buying a home in Canada. Includes land transfer tax, legal fees, and other expenses.
🏠Home Details
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Minimum: 10% for homes over $500K
📋Closing Costs
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Total Cash Needed
$177,025
22.13% of purchase price
Down Payment
$160,000
20% of price
Land Transfer Tax
$12,475
Other Closing Costs
$4,550
Legal, inspection, etc.
Total Closing Costs (excluding down payment)$17,025
💡 Budgeting Tips
- • Budget 1.5-4% of purchase price for closing costs
- • First-time buyers may qualify for land transfer tax rebates
- • Some lenders offer cashback to help with closing costs
- • Get multiple quotes for legal fees (can vary by $500+)