Equitable Bank Mortgage Rates

Compare current Equitable Bank mortgage rates in Canada

Canada's Challenger Bank with big bank alternatives.

By Andrew · Last reviewed October 15, 2026Sources: the lender’s public rate pages, collected into the table on this page. Confirm the contract rate, fees, and eligibility with the lender before you apply.

Best Equitable Bank Rates

Lowest rates by product type

5-Year Fixed

Insured

No rate available

5-Year Fixed

Uninsured

5.59%

Uninsured

View Rate

5-Year Variable

Insured

No rate available

5-Year Variable

Uninsured

No rate available

Rate Overview

Best rate for each term and product type

Best Not offered

Term	Fixed Insured	Fixed Uninsured	Variable Insured	Variable Uninsured
1 year	—	5.29%	—	—
2 years	—	5.39%	—	—
3 years	—	5.49%	—	—
4 years	—	6.44%	—	—
5 years	—	5.59%	—	—

5.59%

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Mortgage Negotiation Guide

Negotiating your rate could save thousands, depending on your mortgage.

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About Equitable Bank

Equitable Bank is Canada's seventh-largest bank by assets and the country's leading challenger bank, offering residential and commercial mortgage solutions outside the traditional banking model. Equitable provides conventional and alternative mortgages through the broker channel, including products for prime borrowers, near-prime borrowers, and those requiring specialized financing. Their EQ Bank digital platform offers some of Canada's best savings rates alongside mortgage products. Equitable is known for fast, flexible underwriting, competitive rates, and a tech-forward approach that challenges the status quo of Canadian mortgage lending.