Latest Mortgage Rates
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Coast Capital Savings Mortgage Rates

Compare current Coast Capital Savings mortgage rates in Canada

Member-owned banking with simple, straightforward mortgages.

By Andrew · Sources: the lender’s public rate pages, collected into the table on this page. Confirm the contract rate, fees, and eligibility with the lender before you apply.

Best Coast Capital Savings Rates

Lowest rates by product type

5-Year Fixed

Insured
4.51%

Insured

View Rate

5-Year Fixed

Uninsured
4.86%

Uninsured

View Rate

5-Year Variable

Insured
3.71%

Insured

View Rate

5-Year Variable

Uninsured
3.86%

Uninsured

View Rate

Rate Overview

Best rate for each term and product type

TermFixed InsuredFixed UninsuredVariable InsuredVariable Uninsured
5 years
4.51%
4.86%
3.71%
3.86%

Fixed Rate Mortgages

Lock in your rate for the term of your mortgage

5 years

2 options
Best Rate
Insured
4.51%
Get This Rate
Uninsured
4.86%
Get This Rate

Variable Rate Mortgages

Rates change with the prime rate

5 years

2 options
Best Rate
Insured
3.71%
Get This Rate
Uninsured
3.86%
Get This Rate
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Mortgage Negotiation Guide

Negotiating your rate could save thousands, depending on your mortgage.

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Coast Capital Savings logo

About Coast Capital Savings

Coast Capital Savings is Canada's largest federal credit union by membership, serving British Columbia with simple, member-focused banking and mortgage solutions. Coast Capital offers fixed-rate, variable-rate, and home equity line of credit mortgages with competitive rates and no hidden fees. Their mortgage specialists provide personalized advice with a focus on simplicity and transparency. Coast Capital is known for its community investment programs and straightforward approach to lending, making homeownership accessible for a wide range of borrowers across British Columbia.

Mortgage Specialties

Credit union mortgagesFixed-rate mortgagesVariable-rate mortgagesHome equity lines of creditBritish Columbia lending

Unique Features

  • Largest federal credit union by membership
  • Simple, transparent mortgage terms
  • No hidden fees
  • Strong BC community focus
  • Member-owned cooperative

Compare Coast Capital Savings against the market

See how Coast Capital Savings stacks up on 5-year fixed, variable, insured, and uninsured rates.

5-Year Fixed Rates

Today’s best locked-in 5-year rates

Variable Rates

Prime-linked variable mortgage rates

Insured Rates

High-ratio rates with under 20% down

Uninsured Rates

Conventional rates with 20%+ down

Popular Cities

See Coast Capital Savings rates in major Canadian markets

TorontoONVancouverBCCalgaryABMontrealQCOttawaONEdmontonAB

Useful Tools

Calculate payments and affordability

Payment CalculatorMonthly paymentsAffordabilityHow much home?Closing CostsFees to closeStress TestQualify?All calculators10 free tools

Compare Lenders

See how Coast Capital Savings stacks up

Alterna Bank logoAlterna BankATB Financial logoATB FinancialBank of Montreal logoBank of MontrealButler Mortgage logoButler MortgageCanadian Imperial Bank of Commerce logoCanadian Imperial Bank of CommerceCMLS Financial logoCMLS Financial
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