Tangerine Mortgage Rates

Compare current Tangerine mortgage rates in Canada

Forward-thinking mortgages from Canada's original digital bank.

By Andrew · Last reviewed October 14, 2026Sources: the lender’s public rate pages, collected into the table on this page. Confirm the contract rate, fees, and eligibility with the lender before you apply.

Best Tangerine Rates

Lowest rates by product type

5-Year Fixed

Insured

No rate available

5-Year Fixed

Uninsured

4.69%

Uninsured

View Rate

5-Year Variable

Insured

No rate available

5-Year Variable

Uninsured

3.70%

Uninsured

View Rate

Rate Overview

Best rate for each term and product type

Best Not offered

Term	Fixed Insured	Fixed Uninsured	Variable Insured	Variable Uninsured
1 year	—	5.59%	—	—
2 years	—	4.34%	—	—
3 years	—	4.49%	—	—
4 years	—	4.59%	—	—
5 years	—	4.69%	—	3.70%
7 years	—	4.79%	—	—
10 years	—	4.99%	—	—

4.99%

Get This Rate

Variable Rate Mortgages

Rates change with the prime rate

5 years

1 option

Best Rate

Uninsured

3.70%

Get This Rate

📖

Mortgage Negotiation Guide

Negotiating your rate could save thousands, depending on your mortgage.

Learn More

About Tangerine

Tangerine, a subsidiary of Scotiabank, is one of Canada's most trusted digital banks, offering competitive fixed and variable mortgage rates with no hidden fees. Tangerine mortgages come with flexible features including annual prepayment options and the ability to increase regular payments. Their fully online mortgage application process is simple and fast, supported by a dedicated team of mortgage account managers. Tangerine is particularly popular among rate-conscious borrowers who appreciate transparent pricing and the backing of Scotiabank's financial strength. With mortgage rate specials, renewal offers, and a suite of digital tools, Tangerine makes home financing accessible and hassle-free.