Latest Mortgage Rates Canada
Compare current rates from Canada's top lenders including Big 6 Banks and monoline lenders. Updated twice daily.
Qualification
TDS Ratio (Total Debt Service)
What is TDS Ratio (Total Debt Service)?
The percentage of your gross monthly income needed to cover all housing costs (GDS) plus all other debt payments (car loans, credit cards, student loans). Maximum TDS is 44% for qualification.