Latest Mortgage Rates Canada
Compare current rates from Canada's top lenders including Big 6 Banks and monoline lenders. Updated twice daily.
Basic Terms
LTV (Loan to Value Ratio)
What is LTV (Loan to Value Ratio)?
The mortgage amount divided by the property value, expressed as a percentage. For example, a $400,000 mortgage on a $500,000 home has an 80% LTV. Higher LTV means more risk and potentially higher rates.