Latest Mortgage Rates Canada
Compare current rates from Canada's top lenders including Big 6 Banks and monoline lenders. Updated twice daily.
Mortgage Types
High-Ratio Mortgage
What is High-Ratio Mortgage?
A mortgage with less than 20% down payment that requires mortgage default insurance (CMHC/Sagen/Canada Guaranty). These mortgages typically have slightly better interest rates but include insurance premiums.