Latest Mortgage Rates Canada
Compare current rates from Canada's top lenders including Big 6 Banks and monoline lenders. Updated twice daily.
Qualification
Debt Service Ratios
What is Debt Service Ratios?
Lenders use two ratios to determine how much you can borrow: GDS (Gross Debt Service) which includes housing costs (max 39% of income) and TDS (Total Debt Service) which includes all debts (max 44% of income).